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Business Term Loan

This is a simple way of securing a loan for any period from 1 to 10 years, which is repayable in line with your cash flow and business cycle.

What does it offer me?

  • You can agree to weekly, monthly, bi-annual or annual repayments in line with your cash flow
  • We will not call for repayments faster than the terms agreed to, provided our terms and conditions are being met
  • Finance for contracts and repeat orders from reputable companies
  • Finance for short-term ventures (working capital, set-up costs)
  • Fluctuating interest rate linked to our base rate
  • Cash to buy fixed assets
  • Cash for refurbishment and alterations to property, equipment or plant
  • Cash to buy a new business
  • Restructuring of your finances and balance sheet.



What do I need to apply?

  • The amount of the loan depends on your business’ confirmed projected cash flow
  • The loan amount is determined on your business’ financial position and/or collateral you are able to offer
  • The overall risk of the business determines the qualifying criteria
  • We will look at your business environment
  •  We will check the management expertise in your business
  • Check your personal and business’ credit record.




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+244 923 190 888

+27 11 299 4701


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