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An overdraft is the ideal way to manage your cash flow. It is a loan linked to your Business Current account that allows you to use as much as you need up to your limit.

What does it offer me?

  • Temporary cash flow
  • Helps meet short-term working capital needs
  • Cash is available when you need it
  • You only pay interest on the amount you use, not on the full amount at which your limit is set (saving you interest)
  • Fluctuating interest rate, linked to our base rate.


What do I need to apply?

  • We will look at the financial position of your business
  • We will look at your business environment
  • Check the management expertise in your business,
  • Check your personal and your business’ credit record
  • We will look at the security or collateral you are able offer.



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+244 923 190 888

+27 11 299 4701


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