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Home Loans

Our home loans give you the opportunity to own the home of your dreams and pay for it over 20 years.

What does it offer me?

  • A minimum loan amount of AOA5,000,000
  • No set maximum amount
  • Monthly repayments must not be more than 35% of your net monthly salary
  • Loan repayment term of up to 20 years
  • Loan protection, which pays off your loan if you die or are permanently disabled.

 

What do I need to apply?

  • Copy of ID card and that or your spouse (if applicable)
  • Copy of taxpayer card and that of your spouse (if applicable)
  • Income statement for the past six months
  • Employer statement showing your income and agreeing  to pay your salary into an account you have with us
  • Details of the housing project
  • Filled in and signed loan application form

Property/real estate documents for a mortgage/loan

  • Life insurance endorsed to us as first beneficiary
  • Home multi-risk insurance

Mortgage

  • Certificate of property record proving ownership of the property/surface rights
  • Record of the establishment of the horizontal property (if applicable)
  • Urban Property Matrix document (if applicable)
  • Contract between buyer and seller
  • Letter from the property owner authorising the setting up of the mortgage in our favour.

 


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Customer Care Line

Angola
+244 923 190 888

International
+27 11 299 4701

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