Our home loans give you the opportunity to own the home of your dreams and pay for it over 20 years.
What does it offer me?
- A minimum loan amount of AOA5,000,000
- No set maximum amount
- Monthly repayments must not be more than 35% of your net monthly salary
- Loan repayment term of up to 20 years
- Loan protection, which pays off your loan if you die or are permanently disabled.
What do I need to apply?
- Copy of ID card and that or your spouse (if applicable)
- Copy of taxpayer card and that of your spouse (if applicable)
- Income statement for the past six months
- Employer statement showing your income and agreeing to pay your salary into an account you have with us
- Details of the housing project
- Filled in and signed loan application form
Property/real estate documents for a mortgage/loan
- Life insurance endorsed to us as first beneficiary
- Home multi-risk insurance
- Certificate of property record proving ownership of the property/surface rights
- Record of the establishment of the horizontal property (if applicable)
- Urban Property Matrix document (if applicable)
- Contract between buyer and seller
- Letter from the property owner authorising the setting up of the mortgage in our favour.