Home Loans

Our home loans give you the opportunity to own the home of your dreams and pay for it over 20 years.

What does it offer me?

  • A minimum loan amount of AOA5,000,000
  • No set maximum amount
  • Monthly repayments must not be more than 35% of your net monthly salary
  • Loan repayment term of up to 20 years
  • Loan protection, which pays off your loan if you die or are permanently disabled.


What do I need to apply?

  • Copy of ID card and that or your spouse (if applicable)
  • Copy of taxpayer card and that of your spouse (if applicable)
  • Income statement for the past six months
  • Employer statement showing your income and agreeing  to pay your salary into an account you have with us
  • Details of the housing project
  • Filled in and signed loan application form

Property/real estate documents for a mortgage/loan

  • Life insurance endorsed to us as first beneficiary
  • Home multi-risk insurance


  • Certificate of property record proving ownership of the property/surface rights
  • Record of the establishment of the horizontal property (if applicable)
  • Urban Property Matrix document (if applicable)
  • Contract between buyer and seller
  • Letter from the property owner authorising the setting up of the mortgage in our favour.



Online banking

Select your online banking platform

Customer Care Line

+244 923 190 888

+27 11 299 4701


Send us an email

  • Rates & fees

  • Callback

    Saving your details - Please Wait...
    First name * :
    Surname * :
    Landline * :
    Country code:
    Area code:
    Local number:
    Mobile * :
    Country code:
    Area code:
    Local number:
    E-mail * :
    Product of interest:
    Convenient time to call * :