Personal Accident Insurance
You can have greater peace of mind and ensure that you have protection when you need it most. If an accident to you or any of your family members results in a permanent injury, a hospital stay or even death as the result of an accident you will receive a cash payout.
The cover includes the following benefits: -
- Accidental Death - Pays lump sum benefits to the named beneficiaries in the event of covered accidental death to the insured person. The benefit includes funeral cover.
- Permanent Total Disability - Pays benefits to insured if, due to a covered accident, insured is permanently and totally disabled.
- Temporary Total Disability - Pays short term weekly benefits to the insured person for a limited period of time. Limited period of payment usually 52/104 weeks
- Accidental Medical Reimbursement - Pays medical expenses due to an accident and includes costs of artificial appliances i.e. crutches, wheel chair. Typically limited to those incurred within 52 weeks of incident.
The amount of cover is based on a fixed amount per individual and extends to include spouse and children below 18 years.