Borrow for your business
Choose a Loan for your busiess
Business Overdraft
Overdraft is a financial instrument to provide an extension of credit when the current account balance reaches zero. This product is offered to businesses which seek to finance working capital gaps in instances of shortfalls. It is a working capital that will allow customers manage their financial obligations. The bank will enhance the limit that client can be transacting within.
Business revolving credit
A revolving line of credit is an unsecured loan that offers you continual revolving credit with immediate access to funds. Business revolving credit is an ongoing business loan where repayments are calculated for up to five years in equal monthly instalments
Business term loan
A Business Term Loan helps your business to meet its long-term financial needs. Business term loans are structured for between 60 to 120 months. To make repayments suitable for your business, monthly installments are matched to your business’ cash flows
Commercial property loan
A medium to long-term loan specifically designed to fund, re-finance and/or enhance non-residential property for business purposes. These loans are available to you in all major currencies.
SME Bizna loan
SME Bizna loan is designed with the needs of small business people in mind to supply them with a short-term financing facility for working capital needs
SME Trader Loan
A quick business loan to support the growth of small and medium businesses
Vehicle and Asset Finance
Our Vehicle and Asset Finance facility offers up to 72 months finance for the purchase of assets, such as motor vehicles, plants, equipment and machinery for your business with competitive Insurance rates. With over 50 years’ experience in Vehicle and Asset Finance, we are able to offer competitive and flexible terms to our business customers. So no more excuses to move from your plans to growth whether you want to acquire a vehicle for personal or commercial use.
We also offer
Business current account
A flexible account for businesses of all sizes that want more from a bank account than paying and receiving funds
Corporate and Business Insurance
Stanbic Insurance Agency (SIA) understands how important it is to get your business back up and running when something unexpected happens. We can give you advice on a wide range of insurance products.