Flexi Protect
Flexi Protect is a last expense cover which offers you flexibility to customize your cover based on affordability and your unique circumstances. With Flexi Protect, Funds can go towards paying any immediate expenses, so you and your family avoids shouldering significant debt. Unlike traditional policies that only cover you and your immediate family, Flexi Protect can cover up to 22 members who rely on you for support.
Age, Gender, Cover Level
Allow flexibility
Pay as low as Kes 500
Affordable monthly premium
Up to 22 members
Protected in family
Some of the benefits
Affordable Premiums
Pay affordable premiums as low as KES 500 per month
Personalized
Customize the cover to your unique needs, age, gender & personal circumstances
Family Cover
Allows you to cover Up to 22 members:
yourself, up to 3 spouses, up to 6 children, up to 4 parents and up to 8 extended family members
Convenience
Access through our branch network and call center and pays out within 48 hrs of receiving valid claims documents
What is covered
| Member type | Minimum Amount Assured | Maximum Amount Assured | |
|---|---|---|---|
| Main Member (Policy holder) | Kes 50,000 | Kes 1,000,000 | |
| Spouse | Kes 50,000 | Kes 1,000,000 | |
| Children (This benefit is regulatory legislated) |
Kes 50,000 | < than 3 months | Kes 50,000 |
| 3 months to 5 years | Kes 100,000 | ||
| 6 – 10 years | Kes 100,000 | ||
| Over 10 years | Kes 500,000 | ||
| Parents/Parents in law | Kes 50,000 | Kes 800,000 | |
| Extended Family | Kes 50,000 | Kes 500,000 | |
| Benefit type | Minimum Amount Assured | Maximum Amount Assured |
|---|---|---|
| Funeral Benefit | Kes 50,000 | Kes 1,000,000 |
| Newspaper Advertisement | Kes 50,000 | Kes 150,000 |
| Grocery | Kes 5,000 | Kes 20,000 |
| Catering | Kes 50,000 | Kes 150,000 |
| Repatriation | Kes 100,000 | Kes 500,000 |
| Airtime | Kes 1,000 | Kes 5,000* |
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
What it costs
Flexi Protect means you choose what you pay:
- Any additional premium payable per person added will be dependent on the cover amount selected and age at time of policy application.
- Any additional premium payable for each additional benefit selected for main insured and spouse will be dependent on level of amount selected, age at policy application and period of benefit payment where applicable.
- There is also an option to add an automatic annual premium and benefit increase at an additional premium.
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
What you need
What you will need to purchase a policy:
- Your National Identity
- Name, Surname and Date of birth of all members to be covered
*Additional content may be required on a case-to-case basis
What you will need to claim:
- Burial permit (duly certified by the Registrar of Births and Deaths)
- Certified copy of the Life Assured’s identity document
- Birth certificate if there is no identity document or a child under 18 died
- Original identity document of the beneficiaries
- Original Death Certificate Notice of registration of death
- Proof of marriage for Spouse claims
- Proof of relationship with main member for extended member claims
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
How to sign up
As a valued customer, you can take a Flexi Protect through any of these channels:
- Via our Contact centre on: +254 (0) 711 068 888 or 0800720044
- By emailing us on: [email protected]
- You can also visit your nearest branch to take out a policy
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
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What is covered
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What it costs
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What you need
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How to sign up
| Member type | Minimum Amount Assured | Maximum Amount Assured | |
|---|---|---|---|
| Main Member (Policy holder) | Kes 50,000 | Kes 1,000,000 | |
| Spouse | Kes 50,000 | Kes 1,000,000 | |
| Children (This benefit is regulatory legislated) |
Kes 50,000 | < than 3 months | Kes 50,000 |
| 3 months to 5 years | Kes 100,000 | ||
| 6 – 10 years | Kes 100,000 | ||
| Over 10 years | Kes 500,000 | ||
| Parents/Parents in law | Kes 50,000 | Kes 800,000 | |
| Extended Family | Kes 50,000 | Kes 500,000 | |
| Benefit type | Minimum Amount Assured | Maximum Amount Assured |
|---|---|---|
| Funeral Benefit | Kes 50,000 | Kes 1,000,000 |
| Newspaper Advertisement | Kes 50,000 | Kes 150,000 |
| Grocery | Kes 5,000 | Kes 20,000 |
| Catering | Kes 50,000 | Kes 150,000 |
| Repatriation | Kes 100,000 | Kes 500,000 |
| Airtime | Kes 1,000 | Kes 5,000* |
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
Flexi Protect means you choose what you pay:
- Any additional premium payable per person added will be dependent on the cover amount selected and age at time of policy application.
- Any additional premium payable for each additional benefit selected for main insured and spouse will be dependent on level of amount selected, age at policy application and period of benefit payment where applicable.
- There is also an option to add an automatic annual premium and benefit increase at an additional premium.
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
What you will need to purchase a policy:
- Your National Identity
- Name, Surname and Date of birth of all members to be covered
*Additional content may be required on a case-to-case basis
What you will need to claim:
- Burial permit (duly certified by the Registrar of Births and Deaths)
- Certified copy of the Life Assured’s identity document
- Birth certificate if there is no identity document or a child under 18 died
- Original identity document of the beneficiaries
- Original Death Certificate Notice of registration of death
- Proof of marriage for Spouse claims
- Proof of relationship with main member for extended member claims
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)
As a valued customer, you can take a Flexi Protect through any of these channels:
- Via our Contact centre on: +254 (0) 711 068 888 or 0800720044
- By emailing us on: [email protected]
- You can also visit your nearest branch to take out a policy
*Stanbic Bancassurance Intermediary Limited is licensed to distribute this product underwritten by Liberty Life which is regulated by the Insurance Regulatory Authority (IRA)