Car Loans & Vehicle Asset Finance in Kenya
Stanbic Bank Kenya’s Vehicle and Asset Finance offers flexible car loans for both personal and business needs. Whether you are purchasing a private car, financing a business or fleet vehicle, or acquiring productive assets, our solution allows you to access what you need now and repay over time through structured instalments, with the asset itself serving as security.
Stanbic Bank Kenya’s Vehicle and Asset Finance is designed to support mobility and growth by enabling individuals and businesses to acquire vehicles and productive assets through structured, affordable financing.
- One facility for personal, business and fleet vehicles
- New and used vehicle financing
- Flexible repayment terms of up to 96 months
- Insurance Premium Financing available
Calculate how much your monthly repayment be.
Your estimated monthly repayment:
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Balloon payment:
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Doc fees
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The Stanbic Bank Kenya Vehicle & Asset Finance Calculator is provided for illustrative purposes only. The interest rates, fees, charges, and repayment figures generated by this calculator are estimates and may change without notice. The results do not constitute a loan offer, approval, or commitment by Stanbic Bank Kenya to provide financing. All loan applications are subject to the Bank’s credit assessment, lending criteria, terms and conditions, and regulatory requirements.
Some of the benefits
No Collateral
The leased asset constitutes collateral for the facility
Immediate Access
Benefit to use of the leased asset while it is not fully paid for
Flexible Terms
Flexible financing terms up to 72 months* Depending on the type and age of asset being financed
Insurance Premium Financing
IPF is available to assist in acquiring insurance for the asset with automatic reminders of insurance expiry
What you get
- Competitive interest rates in both local and foreign currency
- Insurance premium financing option to help you with your insurance payments
- Automatic reminders of insurance expiry
- Financing of new machinery, office and medical equipment
- Flexible financing terms
- New private cars - 96 months
- New commercial vehicles - 72 months
- Financing of both new and used motor vehicles ranging from saloons and pick-ups to prime movers and earth movers.
For salaried individuals
- Loan application form
- Copies of ID and PIN certificates.
- Latest 3 months payslips and letter of introduction from employer
- Latest 6 months bank statements
- Proforma Invoice from supplier
For companies
- Loan application form
- Copies of the company Certificate of Incorporation, Company PIN Certificate, latest CR12 form, all Directors ID and PIN certificates, and Memorandum & Articles of Association
- Latest 6 months bank statements (12 months if incomes are erratic/irregular)
- Proforma Invoice from supplier
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What you get
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For salaried individuals
-
For companies
- Competitive interest rates in both local and foreign currency
- Insurance premium financing option to help you with your insurance payments
- Automatic reminders of insurance expiry
- Financing of new machinery, office and medical equipment
- Flexible financing terms
- New private cars - 96 months
- New commercial vehicles - 72 months
- Financing of both new and used motor vehicles ranging from saloons and pick-ups to prime movers and earth movers.
- Loan application form
- Copies of ID and PIN certificates.
- Latest 3 months payslips and letter of introduction from employer
- Latest 6 months bank statements
- Proforma Invoice from supplier
- Loan application form
- Copies of the company Certificate of Incorporation, Company PIN Certificate, latest CR12 form, all Directors ID and PIN certificates, and Memorandum & Articles of Association
- Latest 6 months bank statements (12 months if incomes are erratic/irregular)
- Proforma Invoice from supplier