Investor Relations
Providing investors with an accurate account of the company's affairs
Stanbic Bank Kenya Limited is a corporate and retail bank licensed by the Central Bank of Kenya to provide banking services in the Kenyan economy. The bank is part of the Standard Bank Group a leading African financial services organisation, which was founded more than 150 years ago and today has operations in 20 African countries and across the globe. Stanbic Bank Kenya Limited is a subsidiary of Stanbic Holdings Plc which is listed on the Nairobi Stock Exchange (NSE).
FULL YEAR 2025 RESULTS HIGHLIGHTS
Customer Loans (Kes)
272.9 b
FY2025: KES 272.9b
Change: +18.5%
Customer Deposits (Kes)
373.7 b
FY2025: KES 373.7b
Change: +17.5%
Net Interest Income (Kes)
24.1 b
FY2025: KES 24.1b
Change: -1%
Total Assets (Kes)
18.9%
FY2025: KES 540b
Cost To Income Ratio (CTI)
46.2%
FY2025: 183bps
NPL Ratio
8%
FY2024: 9.11%
Profit After Tax (Kes)
13.7b
FY2025: KES 13.7b
Change: 0%
Shareholder details
Stanbic Holdings Plc
Shareholder Information
- Stanbic Holdings PLC AGM 2023 Voting Results
- Stanbic Holdings PLC AGM 2023 Questions and Responses
- Notice and Notes 2023 Annual General Meeting (AGM)
- Proxy & ER form for 2023 AGM
- Stanbic Holdings PLC AGM 2022 Voting Results
- Notice and Notes 2022 AGM
- Proxy & ER form for 2022 virtual AGM
Significant shareholders (5% and above)
| Name of Shareholder | Number of Shares held | Percentage of total held (%) | Residence |
| STANBIC NOMINEES LTD A/C NR00901 | 296,188,531 | 74.92 | Foreign |
Number and percentage of individual and corporate shareholder
| Number of members | Group | Percentage (%) |
| 119 | Foreign Investors | 82.17 |
| 537 | Local Institionals | 14.05 |
| 3,389 | Local Individuals | 3.78 |
Number and percentage of local and foreign ownership
| Number of members | Group | Percentage (%) |
| 3,926 | Local | 17.83 |
| 119 | Foreign | 82.17 |
STANBIC BANK is wholly owned (100%) by STANBIC HOLDINGS PLC. Click here for the structure.
Fitch rating
| Short-term | Long-term | Outlook | |
|---|---|---|---|
| Stanbic Bank Kenya | |||
| Fitch Ratings | |||
| Issuer default rating | B | B | Negative |
| National rating | F1+(ken) | AAA(ken) | Negative |
Stanbic Holdings Plc
FINANCIALS
2025
- Stanbic Holdings Plc Full Year Results Investor Presentation 2025
- Stanbic Holdings Plc Full Year Results 2025
- Stanbic Holdings Plc Half Year Results Investor Presentation 2025
- Stanbic Holdings Plc Half Year Results 2025
2024
- Stanbic Holdings Plc Audited Financial Statements 31st December 2024
- Stanbic Holdings Plc Full Year Results 2024
- Stanbic Holdings Plc Full Year Investor Presentation 2024
- Stanbic Holdings Plc Half Year Results 2024
- Stanbic Holdings Plc Half Year Investor Presentation 2024
2023
- Stanbic Holdings Plc Audited Financial Statements 31st December 2023
- Stanbic Holdings Plc Full Year Results 2023
- Stanbic Holdings Plc Full Year Results Presentation 2023
- Stanbic Holdings Plc Half Year Results 2023
- Stanbic Holdings Plc Half Year Investor Presentation 2023
2022
- Stanbic Holdings Plc Audited Financial Statements 31st December 2022
- Stanbic Holdings Plc Full Year Investor Presentation 2022
- Stanbic Holdings Plc Full Year Results 2022
- Stanbic Holdings Plc Half Year Investor Presentation 2022
- Stanbic Holdings Plc Half Year Results 2022
2021
- Stanbic Holdings Plc Audited Financial Statements 31st December 2021
- Stanbic Holdings Plc Financial Results 31st December 2021
- Stanbic Holdings Plc Full Year Investor Presentation 2021
- Stanbic Holdings Plc Half Year Results 2021
2020
- Stanbic Holdings Plc Audited Financial Statements 31st December 2020
- Stanbic Holdings Plc Full Year Results 2020
- Stanbic Holdings PLC Investor Presentation June 2020
- Stanbic Holdings Plc Half Year Results 2020
2019
- Stanbic Holdings Plc Audited Financial Statements 31st December 2019
- Stanbic Holdings Plc Full Year Investor Presentation 2019
- Stanbic Holdings Plc Half Year Results 2019
- Stanbic Holdings Plc Full Year Results 2019
- Stanbic Holdings Plc Half Year Investor Presentation 2019
2018
- Stanbic Holdings Plc Audited Financial Statements 31st December 2018
- Stanbic Holdings Plc Full Year Results 2018
- Stanbic Holdings Plc Full Year Investor Presentation 2018
- Stanbic Holdings Plc Half Year Results 2018
- Stanbic Holdings Plc Half Year Investor Presentation 2018
2017
- Stanbic Holdings Plc Full Year Results 2017
- Stanbic Holdings Plc Audited Financial Statements 31st December 2017
- Stanbic Holdings Plc Board Mandate
- Stanbic Holdings Plc Half Year Results 2017
- Stanbic Holdings Plc Half Year Presentation 2017
- Stanbic Holdings Plc Full Year Results 2017
- Stanbic Holdings Plc Full Year Presentation 2017
2016
- Stanbic Holdings 2016 Full Year Presentation
- CfC Stanbic Holdings 2016 Half Year Presentation
- Stanbic Holdings Plc Audited Financial Statements 31st December 2016
2014
Stanbic Holdings Plc 2025 AGM
- Stanbic Holdings Plc 2025 AGM voting results
- Stanbic Holdings Plc 2025 AGM questions and responses
- AGM Notice
- Proxy Form
- Highlights of Amendments to the Memorandum & Articles of Association – Annexture 1
- Memorandum & Articles of Association (tracked changes)
- Policies
Stanbic Holdings Plc 2024 AGM
- Stanbic Holdings Plc 2024 AGM voting results
- Stanbic Holdings Plc 2024 AGM questions and responses
- Stanbic Holdings Plc 2024 AGM Notice
- Stanbic Holdings Plc 2024 proxy form
Governance Announcements
- Event Calendar for 2026
- Notice of appointment of Stephen Okello
- Event Calendar for Q4 2024 & 2025 - Stanbic Holdings Plc
- Notice of appointment of Sabira Thakker
- Retirement of Chairman and appointment of new Chairman
- Stanbic Holdings Plc 2023 AGM Questions and Responses
- Stanbic Holdings Plc Governance Self-assessment Report – FY2022
- Stanbic Holdings Plc Board Mandate – 2024
- Stanbic Holdings BAC Mandate – 2024
- Stanbic Holdings Plc Investor Briefing Presentation December 2020
- SHPlc CMA Corporate Governance Report
- Nominations Committee Mandate 2020 Signed
- Conflicts of Interest Policy Summary
- Board Remuneration Policy
- Environmental & Social Risk Policy Summary
- Governance Framework Summary
- Procurement Policy Summary
- Promotion of Diversity Policy Summary
- IT Standards
- Procurement Policy Summary
- Stanbic Group Stakeholder Engagement Guidelines Summary
- Stanbic Holdings Board Dispute Resolution Policy Summary
- Whistle Blower Policy Summary
- Market Abuse Control Policy Statement
- CMA Corporate Governance Reporting Templates SBHL
Click here for the organisation structure
Board & Committee Mandates
Board Policies
Sustainability Reports
- 2024 Stanbic Holdings Plc Sustainability Report
- 2023 Stanbic Holdings Plc Sustainability Report
- 2022 Stanbic Holdings Plc Sustainability Report
Reports to Society
Annual Reports
- 2024 Stanbic Holdings Plc Annual Integrated Report
- 2023 Stanbic Holdings Plc Annual Integrated Report
- 2022 Stanbic Holdings Plc Annual Integrated Report
- 2021 Stanbic Holdings Plc Annual Integrated Report
- 2020 Stanbic Holdings Plc Annual Integrated Report
- 2019 Stanbic Holdings Plc Annual Integrated Report
- 2018 Stanbic Holdings Plc Annual Integrated Report
- 2017 Stanbic Holdings Plc Annual Integrated Report
- 2016 Stanbic Holdings Plc Annual Integrated Report
Stanbic Bank Kenya Limited
STANBIC BANK KENYA LIMITED
GOVERNANCE DOCUMENTS
- Board Remuneration Policy
- Environmental & Social Risk Policy Summary
- Governance Framework Summary
- Procurement Policy Summary
- Promotion of Diversity Policy Summary
- IT Standards
- Stanbic Bank Board Dispute Resolution Policy Summary
- Stanbic Group Stakeholder Engagement Guidelines Summary
- Whistle Blower Policy Summary
- Market Abuse Control Policy Statement
See the organisation structure
FINANCIALS
2025
- Stanbic Bank Kenya Full Year Results 2025
- Stanbic Bank Kenya Unaudited Results Quarter 3 2025
- Stanbic Bank Kenya Half Year Results 2025
- Stanbic Bank Kenya Unaudited Results Quarter 1 2025
2024
- Stanbic Bank Kenya Audited Financial Statements 31st December 2024
- Stanbic Bank Kenya Full Year Results 2024
- Stanbic Bank Kenya Unaudited Results Quarter 3 2024
- Stanbic Bank Kenya Half Year Results 2024
- Stanbic Bank Kenya Unaudited Results Quarter 1 2024
2023
- Stanbic Bank Kenya Audited Financial Statements 31st December 2023
- Stanbic Bank Kenya Full Year Results 2023
- Stanbic Bank Kenya Unaudited Results Quarter 3 2023
- Stanbic Bank Kenya Half Year Results 2023
- Stanbic Bank Kenya Unaudited Results Quarter 1 2023
2022
- Stanbic Bank Kenya Audited Financial Statements 31st December 2022
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2022
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 1 2022
2021
- Stanbic Bank Kenya Audited Financial Statements 31st December 2021
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2021
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 1 2021
2020
- Stanbic Bank Kenya Audited Financial Statements 31st December 2020
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2020
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Quarter 1 Results
2019
- Stanbic Bank Kenya Ltd Audited Financial Statements 31st December 2019
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2019
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 1 2019
2018
- Stanbic Bank Kenya Audited Financial Statements 31st December 2018
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank (South Sudan) Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2018
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Quarter 1 Results
2017
- Stanbic Bank (South Sudan) Audited Financial Statements 31st December 2017
- Stanbic Bank Kenya Ltd Audited Financial Statements 31 December2017
- Stanbic Bank Kenya Full Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 3 2017
- Stanbic Bank Kenya Half Year Results
- Stanbic Bank Kenya Unaudited Results Quarter 1 2017
2016
- Stanbic Bank Kenya Audited Financial Statements 31st December 2016
- Stanbic Bank Kenya Full Year Results
- CfC Stanbic Bank Half Year Results
- CfC Stanbic Bank Unaudited Results Quarter 1 2016
- Stanbic Bank Kenya Unaudited Results Quarter 3 2016
- Stanbic Bank Kenya Quarter 3 Financials Commentary
2015
SBG Securities
FINANCIALS
2025
2024
2023
2022
2021
2020
- SBG Securities 2020 Full Year Results
- SBG Securities - Uganda Branch 2020 Full Year Financials
- SBG Securities 2020 Half Year Results
2019
2018
2017
2016
2015