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Smart Direct account

Smart direct account

Get Income Protection and Life Insurance for just Kes. 100 per month

Some of the benefits

Affordable

You only pay for what you use

Income protection

For a fee of Kes. 100 per month you will access Retrenchment Cover, Life Insurance and Funeral Cover

Mobile and Internet banking

Access to online and digital banking at your convenience or visit our digital self-service centres countrywide 24/7

Competitive rates

Attractive competitive rates on your savings and investments
What you get
  • Minimum opening balance is Kes. 1,000
  • Free monthly e-statements upon signing up
  • Access to loan facilities including Salary Advance for customers on payroll
  • Free access to Mobile and Internet Banking
  • Access to a cheque book
  • No minimum operating balance
What it costs

Refer to our Pricing guide

How to get it
  • Copy of your Kenyan National ID
  • Proof of Residence (utility bill or lease agreement)
  • One month statement from your current bank or a recent payslip
  • KRA Pin
  • What you get
  • What it costs
  • How to get it
  • Minimum opening balance is Kes. 1,000
  • Free monthly e-statements upon signing up
  • Access to loan facilities including Salary Advance for customers on payroll
  • Free access to Mobile and Internet Banking
  • Access to a cheque book
  • No minimum operating balance

Refer to our Pricing guide

  • Copy of your Kenyan National ID
  • Proof of Residence (utility bill or lease agreement)
  • One month statement from your current bank or a recent payslip
  • KRA Pin