Life Cover (Hekima Plan)
The Hekima Plan is a comprehensive life cover solution designed to protect your loved ones and help you build wealth for the future. With Hekima, you gain peace of mind knowing that no matter what happens, your family’s needs will be taken care of.
Why choose Stanbic Bank Life Cover
Financial Security for Life’s Uncertainties
Protect your loved ones from life’s unexpected turns with comprehensive coverage for death, critical illness, disability, and accidental loss—ensuring financial stability when it matters most.
Flexibility and Control Over Your Legacy
Enjoy the freedom to tailor your policy to your life—choose your beneficiaries, stay protected globally, and keep your cover active even in the face of permanent disability.
Living Benefits and Access to Funds
Benefit from your policy while you’re still living—access partial payouts, secure emergency loans, and provide immediate support for funeral expenses when needed most.
Reward for Staying Healthy
Get more than just peace of mind—earn guaranteed bonuses and enjoy cashback rewards for staying healthy and claim-free throughout your policy term.
Other benefits
- Guaranteed Insurability Rider – Allows you to increase your coverage at key life events without medical underwriting.
- Chronic Care Rider – Provides benefits if you require long-term care due to chronic illness.
- Accelerated Death Benefit – Enables early access to part of the death benefit if diagnosed with a terminal illness.
- Child/Dependent Rider – Offers coverage for children or dependents under the same policy.
- Policy Dividends – Participating policies may pay dividends based on insurer performance.
- Long-Term Care Rider – Covers costs associated with assisted living or nursing home care.
Policy Features & Payout Structure
- Eligibility: Open to individuals aged 18 to 60 years.
- Policy Term: Flexible terms ranging from 12 to 24 years.
- Payout Structure: In the event of death, your beneficiaries receive the full cover amount plus any accrued bonuses. For accidental death, the payout is doubled (200% of the initial amount plus bonuses).
- Partial Maturity: Receive specified amounts at intervals during the policy term, with the total payout reaching up to 160% of the initial cover amount.
- Surrender Value: If you choose to exit the policy after three years, you receive a surrender value based on premiums paid.
- Easy Claims Process: Hassle-free claims with prompt payouts upon submission of required documents.
Contact details
Customer Care: 0711 068 888
Email: [email protected]
-
Other benefits
-
Policy Features & Payout Structure
-
Contact details
- Guaranteed Insurability Rider – Allows you to increase your coverage at key life events without medical underwriting.
- Chronic Care Rider – Provides benefits if you require long-term care due to chronic illness.
- Accelerated Death Benefit – Enables early access to part of the death benefit if diagnosed with a terminal illness.
- Child/Dependent Rider – Offers coverage for children or dependents under the same policy.
- Policy Dividends – Participating policies may pay dividends based on insurer performance.
- Long-Term Care Rider – Covers costs associated with assisted living or nursing home care.
- Eligibility: Open to individuals aged 18 to 60 years.
- Policy Term: Flexible terms ranging from 12 to 24 years.
- Payout Structure: In the event of death, your beneficiaries receive the full cover amount plus any accrued bonuses. For accidental death, the payout is doubled (200% of the initial amount plus bonuses).
- Partial Maturity: Receive specified amounts at intervals during the policy term, with the total payout reaching up to 160% of the initial cover amount.
- Surrender Value: If you choose to exit the policy after three years, you receive a surrender value based on premiums paid.
- Easy Claims Process: Hassle-free claims with prompt payouts upon submission of required documents.
Customer Care: 0711 068 888
Email: [email protected]