Construction Financing

With this product, you can now construct your residential property and get up to 100% financing of the cost of construction.

What it offers you?

  • Loan will be for development of single residential property or purchase of off-plan houses
  • We will finance up to 90% of the total construction cost as per Bill of Quantities from a duly registered Quantity Surveyor
  • You must be a salaried individual with a minimum gross salary of Kes. 100,000
  • The property has to be a developed residential property
  • The maximum construction period is 12 months during which you’ll pay interest on amounts drawn. Thereafter, loan will be converted to a mortgage with a maximum tenure of 20 years
  • With our access mortgage feature, you can make lump sum deposits and withdrawals on your Home loan account at no cost once loan is converted into a mortgage
  • Embedded insurance in the loan repayments
  • Available in Kes. only


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