Credit Life

This is a life insurance policy designed to pay off a borrower's debt (mortgage, unsecured, credit card, motor vehicle) if that borrower dies, is disabled or has a critical illness.

The face value of a credit life insurance policy decreases proportionately with an outstanding loan amount as the loan is paid off over time until both reach zero value.

The cover includes the following add on options: -

Retrenchment benefit – covers up to 6 months of your monthly loan repayments

Joint life benefit – benefit includes spouse

Funeral benefit – cover for the burial costs.

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