Gold Pay As You Go Current Account

Enjoy transactional banking which will enable you do payments through cheques, bank transfers, debit card payments, drafts or online transfers and only pay when you transact.

What do i need to apply?

Documentation Criteria

• A new customer to bring the below documents for account opening:-

  1. ID copy
  2. 1 passport size photo
  3. Proof of residence (utility bill or lease agreement)
  4. 1 month latest payslip/current bank statement

 • Existing customers to fill in the secondary account application form (available at the branch)

Accessing this Product

1. Complete the account opening form and sign the terms and conditions.

2. Provide the KYC documentation required.

3. Deposit the initial deposit as indicated above.

Fees and Charges

• Minimum opening balance as indicated above

• Minimum monthly service fee applicable as indicated above

For a complete list of our fees and charges, please refer to our Tariff Guide under the Pay As You Go column which is available in our branches.

What does it offer me?

As a Gold Pay As You Go customer you will be entitled to:-


• Minimum opening balance of Kes. 1,000

• Instant ledger fee of Kes. 40 for every transaction (plus transactional fees where applicable)

• No minimum operating balance

• Access to salary advance for customers on payroll

• Can be opened for both local and foreign currencies


• Free monthly e-statements upon signing up

• Free internet banking access from anywhere in the world

• Ability to make internal and interbank payment via internet banking

• Mobile banking linked to your account

• Ability to deposit funds via M-PESA

• Access to cheque book

• No minimum operating balance



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